One of the best ways to get free money for home improvement projects is with a credit card with a welcome offer. Welcome offers can give you a large percentage of your purchase back in points. For example, one credit card may give you 60,000 bonus points after you spend $4,000 on home improvement purchases in the first three months. That’s an exceptional return on investment. And it works anywhere major credit cards are accepted.
Home improvement is expensive, and while a home improvement credit card can help you save money for your home improvement projects, it should also be used wisely in conjunction with other money saving tools. For example, a happn home improvement credit card can help you pay off the cost of an emergency repair or renovation, and it can also be used to finance the initial costs of home improvements. In addition, each credit card offers a different blend of benefits and rewards.
Another credit card designed for home improvement projects is the Capital One Spark Cash Plus Business card. It earns 2% cash back on all purchases and offers a generous early spend bonus. Moreover, it offers cash back on purchases made at select furniture and air conditioning stores. You can even use it to purchase floor coverings, flowers, and antiques. If you’re planning a home remodeling project, this card is a must-have.
The Bank of America Customized Cash Rewards credit card is another good choice. This card lets you earn up to 3% cash back younewsway on your category of choice, and extends this cash back to purchases made through contractors. This means you can save up to $100 on home improvement projects. You can also use this card to get an extra $100 from Home Depot.
While it is tempting to apply for a reward credit card with a high reward percentage, you should be careful not to apply for too many. This could affect your credit score. It would also make it harder for you to keep track of all the accounts and pay them on time. It is better to have one card with a high rewards rate for home improvement and decor projects.
The Home Depot Home Improvement Credit Card offers a 5% cash back category. However, there is a $2,000 cap and you can’t change openculture categories frequently. Another great option is the Chase Freedom Unlimited credit card. This card also gives you 1% cash back on all other purchases. This card also offers hundreds of home improvement coupons, so it can be a worthwhile option.
The Citi Custom Cash credit card is another great option for home improvement purchases. This card offers a 0% interest rate on the first year and offers special financing for up to six months. You can also get 5% cash back on up to $500 of purchases, which f4zone is great for home improvement projects. You can even get a 1% cash back bonus if you make the purchase on your card.
In addition to cash back, the Lowe’s Advantage Credit Card gives you 1% cash back on all purchases. It also has a livemocha zero-annual fee. Moreover, Lowe’s Advantage Credit Card is a great option for people who like to save money on home improvement expenses. The Lowe’s Advantage Card also provides special financing options. However, it comes with limitations.